The luxury car market in India is booming in 2025. With rising income levels, growing aspirational buyers, and attractive finance schemes, more Indians are looking to own Mercedes, BMW, Audi, and other premium brands.
According to industry reports, the Indian luxury car market is expected to grow by 15–18% in 2025, with over 50,000 units projected to be sold. For many, buying a luxury car is no longer just a dream — it’s an achievable goal thanks to car loans, leasing options, and EMI schemes.
In this guide, we’ll explore the top luxury cars in India 2025, their prices, features, and available finance options.
Why Luxury Cars are Popular in India (2025)
- Status Symbol – Owning a Mercedes or BMW represents success and lifestyle.
- Performance & Technology – Luxury cars offer unmatched engine performance, comfort, and cutting-edge tech.
- Safety – Advanced driver-assist systems, multiple airbags, ADAS, and crash-tested reliability.
- Finance Options – Banks and NBFCs now provide customized luxury car loans with longer tenures.
- Resale & Brand Value – Mercedes, BMW, Audi, Lexus maintain strong resale value.
Top Luxury Cars in India 2025
1. Mercedes-Benz E-Class (2025)
- Price: ₹72 – 85 lakh (ex-showroom)
- Features: Panoramic sunroof, 3-zone climate control, advanced ADAS features.
- Engine Options: 2.0L petrol, 2.0L diesel.
- Why Buy: India’s most loved Mercedes sedan, great mix of luxury + practicality.
2. BMW 3 Series Gran Limousine (2025)
- Price: ₹62 – 70 lakh
- Features: Extended wheelbase for rear comfort, Harman Kardon sound, gesture control.
- Engine Options: 2.0L petrol & diesel.
- Why Buy: Best driving dynamics in its segment, ideal for chauffeur-driven buyers.
3. Audi Q7 (2025)
- Price: ₹92 lakh – 1.05 crore
- Features: 7-seater SUV, virtual cockpit, Bang & Olufsen audio.
- Engine Options: 3.0L turbo petrol.
- Why Buy: Luxury SUV for large families with German refinement.
4. Lexus ES 300h (2025)
- Price: ₹65 – 70 lakh
- Features: Hybrid powertrain, leather interiors, top-notch reliability.
- Engine Options: 2.5L petrol-hybrid.
- Why Buy: Perfect blend of luxury + hybrid efficiency.
5. Jaguar F-Pace (2025)
- Price: ₹77 – 85 lakh
- Features: Performance SUV, Meridian sound, premium design.
- Engine Options: 2.0L petrol, 2.0L diesel.
- Why Buy: Stylish luxury SUV with British appeal.
6. BMW X5 (2025)
- Price: ₹97 lakh – 1.15 crore
- Features: Luxury SUV, 4-zone climate, panoramic roof, ADAS.
- Engine Options: 3.0L diesel, 3.0L petrol.
- Why Buy: Great mix of sporty drive and practicality.
7. Mercedes-Benz GLC (2025)
- Price: ₹74 – 80 lakh
- Features: MBUX infotainment, ambient lighting, adaptive suspension.
- Engine Options: 2.0L petrol, 2.0L diesel.
- Why Buy: Luxury SUV best-seller in India.
8. Audi A6 (2025)
- Price: ₹64 – 70 lakh
- Features: Virtual cockpit, advanced driver assistance, luxury interiors.
- Engine Options: 2.0L petrol.
- Why Buy: Business sedan with premium features.
9. Volvo XC60 (2025)
- Price: ₹68 – 75 lakh
- Features: Pilot Assist, hybrid engine, Scandinavian minimalism.
- Engine Options: 2.0L petrol-hybrid.
- Why Buy: Safest luxury SUV under 80 lakh.
10. BMW iX (Luxury Electric SUV)
- Price: ₹1.25 – 1.35 crore
- Features: 425 km range, futuristic design, advanced EV tech.
- Why Buy: Premium EV option for eco-conscious luxury buyers.
Price Comparison (Luxury Cars India 2025)
| Model | Price (₹) | Category |
|---|---|---|
| Mercedes E-Class | 72 – 85 L | Sedan |
| BMW 3 Series GL | 62 – 70 L | Sedan |
| Audi Q7 | 92 L – 1.05 Cr | SUV |
| Lexus ES 300h | 65 – 70 L | Hybrid Sedan |
| Jaguar F-Pace | 77 – 85 L | SUV |
| BMW X5 | 97 L – 1.15 Cr | SUV |
| Mercedes GLC | 74 – 80 L | SUV |
| Audi A6 | 64 – 70 L | Sedan |
| Volvo XC60 | 68 – 75 L | Hybrid SUV |
| BMW iX | 1.25 – 1.35 Cr | EV SUV |
Finance Options for Luxury Cars in India (2025)
1. Luxury Car Loans (Banks & NBFCs)
- Interest Rate: 8.5% – 10.5% p.a.
- Loan Tenure: Up to 7 years
- Loan-to-Value (LTV): Up to 85% of on-road price
- Processing Fee: 0.5 – 1% of loan
2. Leasing Options
- Offered by BMW, Mercedes, Audi directly.
- Pay monthly rentals instead of full ownership.
- Lower upfront cost, includes maintenance.
3. Balloon EMI Schemes
- Pay smaller EMIs during tenure.
- Large “balloon” payment at the end.
- Reduces monthly burden, popular for luxury buyers.
4. Pre-Owned Luxury Car Finance
- Growing trend in India.
- Loans available at 9% – 12% interest.
- Good option for first-time luxury buyers.
Tips Before Buying a Luxury Car in India
- Budget Carefully – Beyond ex-showroom price, include insurance, road tax, and maintenance.
- Check Loan Schemes – Compare SBI, HDFC, ICICI, and NBFC luxury car loan offers.
- Maintenance Costs – Luxury cars can cost ₹50,000 – ₹1,00,000 per service.
- Insurance Premiums – Higher IDV means higher premium; consider zero-depreciation add-on.
- Resale Value – German brands like BMW, Mercedes, Audi hold value better than others.
- Consider EV Luxury Cars – BMW iX, Audi e-tron, Mercedes EQS are future-proof choices.
FAQs
Q1: Which luxury car under ₹80 lakh is best in India 2025?
Mercedes E-Class and BMW 3 Series Gran Limousine are top picks.
Q2: Are luxury car loans easily available in India?
Yes, most banks offer luxury car loans with 8.5–10.5% interest and up to 7 years tenure.
Q3: Which is the safest luxury SUV in India 2025?
Volvo XC60, with advanced safety and hybrid efficiency.
Q4: Which is the best entry-level luxury car in India 2025?
Audi A6, BMW 3 Series, and Lexus ES 300h.
Q5: Are EV luxury cars worth buying in India now?
Yes, charging infra is improving. BMW iX and Mercedes EQS are gaining popularity.
Final Thoughts
Luxury cars in India 2025 are more accessible than ever. From stylish sedans like BMW 3 Series and Mercedes E-Class, to powerful SUVs like Audi Q7 and BMW X5, buyers have a wide range of options.
With banks offering attractive luxury car loans, leasing, and balloon EMI schemes, owning a Mercedes or BMW in India is no longer limited to the elite.
If you want a blend of comfort, performance, and status — 2025 is the perfect time to invest in a luxury car.
